Germany’s 2025 economic slide—12,000 insolvencies, shrinking GDP, rampant bureaucracy—signals a fading wealthy nation. High taxes, flawed energy policies, and conformity stifle progress. Bold reforms in education, reduced red tape, and rewarding performance are vital to retain talent and ensure competitiveness. A course correction is urgent for future prosperity.

The New York housing market was once considered the epitome of stability. But with HSTPA and the plans for a comprehensive rent freeze, the picture is changing: Values are collapsing, loans are faltering, investors are pulling out. "Concrete gold" is turning into a lesson in political intervention - with consequences for owners, banks and tenants.